Rate Hold, Not a Green Light.
The Bank of Canada held its key rate at 2.75% today while the U.S. tariff deadline hangs over August. Two forces now pull our market in opposite directions:
5‑yr GoC yield • CAD/USD • Builder incentives • Condo months‑of‑inventory • Core CPI trend.
Quiet moves here will beat loud headlines.Want your if/then game plan in 15 minutes? I’ll build one around your address, mortgage, and timeline.
#AHOMRealty #MarketStrategy #CanadaHousing #InterestRates #PreConstruction #Downsizing
The Bank of Canada held its key rate at 2.75% today while the U.S. tariff deadline hangs over August. Two forces now pull our market in opposite directions:

- Imported‑inflation risk: Tariffs can lift input costs and weaken CAD—pushing fixed mortgage rates up before any BoC move.
- Domestic slowdown: A hold signals caution, not celebration. Sellers who wait for a “spring bounce” might be waiting on a bus that isn’t coming.
- Buyers: Lock a rate if you plan to shop in the next 60–90 days; keep a second pre‑approval ready in case bond yields pop on tariff news.
- Sellers: Price to the next price cut, not the last comp. Days-on-market is the new currency.
- Investors: Underwrite at today’s rates and a +50–75 bps shock. If it still cashflows, you own a real asset—not a wish.
5‑yr GoC yield • CAD/USD • Builder incentives • Condo months‑of‑inventory • Core CPI trend.
Quiet moves here will beat loud headlines.Want your if/then game plan in 15 minutes? I’ll build one around your address, mortgage, and timeline.
#AHOMRealty #MarketStrategy #CanadaHousing #InterestRates #PreConstruction #Downsizing